Goodman Corporate

Finance for acquisitions, buy-outs and refinancing

Structured finance is what a business needs when a transaction is involved and a single, off-the-shelf facility will not do. That covers acquiring a competitor or a bolt-on, a management team buying the business it runs, a buy-in by an incoming team, or the refinancing of debt that no longer fits the business.

The funding is rarely one thing. It is usually a combination: senior debt, asset-based lending against receivables, stock and plant, mezzanine where more leverage is needed, and, on larger deals, funding that sits alongside equity. The skill is in the combination, not the individual parts.

The funding layers we combine:

Senior debt
Asset-based lending
Mezzanine
Unitranche
Alongside equity

The structure is the point

At this level, the question is rarely whether funding exists. It is how the deal is structured, and in what order. The wrong structure can complete and then quietly strangle the business, with too much senior debt to service, or facilities that do not flex as the business grows.

We work out the right mix and the right sequence: what each layer of funding should do, what it should cost, and how the whole structure behaves once the deal is done and the business has to live with it. That is the difference between a deal that closes and a deal that works.

Senior expertise, without the remove.

Mid-market businesses are often caught in the middle. Too complex for a broker who mainly places straightforward loans, and too small to be a priority for a large advisory firm that will put a junior on the file and bill accordingly.

We are built differently. Every deal is led by a principal, with more than twenty years arranging commercial finance and over three billion pounds arranged. You deal with the people who structure the funding, not a team you never meet, and we work alongside your accountant, lawyer and corporate finance adviser as part of one deal team.

How it works

It starts with the numbers and the deal, not with a product. We look at the business, the target where there is one, and what the combined business can realistically support, before anyone approaches a lender. A funding structure is only as good as the plan it rests on.

From there we structure the funding and take it to the right lenders and funds, the ones suited to this kind of deal, rather than the whole market at once. Then we manage it through heads of terms to completion. Deals of this kind carry a chicken-and-egg problem, where lenders want to see heads of terms and sellers want to see funding in place, and handling that is what experience is for.

In practice

Wallace McDowall

Engineering · £3.25 million · Post-acquisition refinancing

A 50-year-old Scottish engineering business needed refinancing and growth capital following an acquisition. We ran a market-wide search, hand-picked four specialist lenders, and secured £3.25 million, including £500,000 for growth, within eight weeks.

“Goodman Corporate were spot on in terms of their assessment of IGF. We would have no hesitation in highly recommending them.”

Stephen Penrice, Financial Controller

Goodman Corporate Finance is a trading style of Goodman Corporate Consultancy Ltd. Company no 5364029 Registered in England and Wales.

Registered office: 5 Prospect Place, Millennium Way, Pride Park, Derby, DE24 8HG.

Goodman Corporate Consultancy Limited is an FCA authorised Credit Broker and not a lender.

We typically receive a payment (s) or other benefits from the finance provider if you decide to enter into an agreement with them depending on the chosen provider and their commission or incentive models. Different lenders pay different amounts depending on different commission models. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

Goodman Corporate Consultancy Ltd is Authorised and Regulated by the Financial Conduct Authority under number 733340.

Goodman Corporate Finance is registered with the ICO no. Z1828753.

Structured Finance

Finance for acquisitions, buy-outs and refinancing

The structure is the point

Senior expertise, without the remove.

How it works

In practice

Wallace McDowall

Talk to us about the deal

Structured Finance

Finance for acquisitions, buy-outs and refinancing

The structure is the point

Senior expertise, without the remove.

How it works

In practice

Wallace McDowall

Talk to us about the deal

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