Supply Chain Finance
Pay your suppliers promptly while extending your own terms, strengthening the supply chain your business depends on rather than straining it.
One facility, two sides paid
Supply chain finance sets up a facility that works for a buyer and its suppliers at the same time. A finance provider pays your suppliers early, and you repay the provider later, on the extended terms you have agreed. Your suppliers get their money sooner, and you hold onto your cash for longer.
It rests on your strength, not theirs. Because the provider is lending against your creditworthiness as the buyer, your suppliers can be paid early at a lower cost than they could arrange on their own account. Three parties are involved: you, your supplier, and the provider or platform that funds the gap.
It is not the same as invoice finance, where a business borrows against its own invoices, nor trade finance, which funds and protects cross-border trades. Supply chain finance is built around an established buyer and its supply base.
Both sides win
For your business
For your suppliers
For your suppliers
You extend your payment terms and improve your working capital, without pushing the cost or the strain onto your suppliers. The cash you free up stays in the business, where it can do more.
For your suppliers
For your suppliers
For your suppliers
They are paid early, quickly, and at a low cost, on the back of your credit rather than their own. That means healthier, more reliable suppliers, and a supply chain less likely to falter when it matters.
Strengthening the chain, not squeezing it
Supply chain finance can be used two ways. Done well, it is genuinely mutual: you gain working capital and your suppliers gain certainty. Done badly, it is just a way to stretch suppliers and present the strain as a benefit, and suppliers see through that quickly.
We set it up to be sustainable, so it strengthens the relationships your business runs on rather than testing them. It suits businesses with a substantial supply base, manufacturers, distributors and established buyers, where both your terms and the health of your suppliers matter to how you trade.
Set up properly, and in your interest
Supply chain finance is offered through banks, specialist funders and technology platforms, and they vary in cost, reach, and how much they ask of your suppliers. We are whole-of-market, and we structure the programme around how your business and your suppliers actually work.
Every fee and commission is disclosed before you commit, and every deal is led by a principal. You get a programme built to serve your business and its supply chain, not the funder's.
Example: Import and Export Business
Wholesale · £150,000 · Supply Chain Finance
Illustrative scenario
A growing wholesaler imports products from overseas manufacturers and sells them on to customers across the UK and Europe. Its suppliers want payment within 30 days, but its own customers take 90 days to pay. That leaves a gap of two months with cash tied up in stock and unpaid invoices. A supply chain finance facility pays suppliers promptly, often earning an early payment discount, and gives the business longer to repay once its own customers have paid. Suppliers are paid on time, the business can take on larger orders, and cash flow stays steady throughout the trading cycle.
Talk to us about your supply chain
If you want to extend your terms without damaging your suppliers, or you are being asked to fund a supply chain that is under pressure, tell us how your business buys and pays. We will structure something that works for both sides.
Copyright - Goodman Corporate Consultancy Ltd
Goodman Corporate Finance is a trading style of Goodman Corporate Consultancy Ltd. Company no 5364029 Registered in England and Wales.
Registered office: 5 Prospect Place, Millennium Way, Pride Park, Derby, DE24 8HG.
Goodman Corporate Consultancy Limited is an FCA authorised Credit Broker and not a lender.
We typically receive a payment (s) or other benefits from the finance provider if you decide to enter into an agreement with them depending on the chosen provider and their commission or incentive models. Different lenders pay different amounts depending on different commission models. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
Goodman Corporate Consultancy Ltd is Authorised and Regulated by the Financial Conduct Authority under number 733340.
Goodman Corporate Finance is registered with the ICO no. Z1828753.
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